ENTERPRISE FUNCTION - Distribution & Subscription
| Description | EN: The Distribution & Subscription function manages the end-to-end journey of distributing insurance products and enrolling policyholders. It aligns distribution channels and underwriting practices with market opportunities, ensuring customer accessibility, risk suitability, and growth-oriented portfolio development. FR: La fonction de Distribution et souscription gère l'intégralité du parcours de distribution des produits d'assurance et d'inscription des assurés. Elle adapte les canaux de distribution et les pratiques de souscription aux opportunités du marché, garantissant ainsi l'accessibilité client, l'adéquation aux risques et le développement d'un portefeuille axé sur la croissance. |
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| Name (FR) | Distribution et souscription |
| Related Capability Maps | 
Distribution & Underwriting Services |
| Packaging Library | 
Insurance |
FULFILLED CAPABILITIES
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Distribution & Underwriting Services (*) Distribution & Underwriting Services encompass all specific capabilities related to evaluating and negotiating reinsurance terms, managing portfolio balance, establishing and monitoring technical reserves, as well as providing services to ceding insurers.
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Agent Network Selection & Engagement
Identify, select, and support insurance agents in their distribution activities, ensuring their integration, compliance, commercial performance, and growth within the network.
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Broker Network Sourcing & Engagement
Register, manage, and support partner brokers, ensuring their compliance, developing business relationships, and monitoring the performance of insurance product distribution.
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Portfolio Balance Management
Involves analyzing and adjusting the composition of the insurance portfolio to ensure a balanced distribution of risks and optimal profitability. It aims to maintain balance between products, segments, and geographical areas while ensuring the profitability and solvency of the insurer. This includes detecting imbalances, adjusting commercial strategies, and monitoring key performance indicators
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Underwriting
Involves defining and applying underwriting rules for insurance contracts, ensuring they meet risk and compliance requirements. It adapts offers based on client needs and oversees underwriting delegations to ensure alignment with the insurer's strategies and criteria.
MAP VIEW
Distribution & Subscription (*)
Distribution & Underwriting Services (*) Distribution & Underwriting Services encompass all specific capabilities related to evaluating and negotiating reinsurance terms, managing portfolio balance, establishing and monitoring technical reserves, as well as providing services to ceding insurers.
-
Agent Network Selection & Engagement
Identify, select, and support insurance agents in their distribution activities, ensuring their integration, compliance, commercial performance, and growth within the network.
-
Broker Network Sourcing & Engagement
Register, manage, and support partner brokers, ensuring their compliance, developing business relationships, and monitoring the performance of insurance product distribution.
-
Portfolio Balance Management
Involves analyzing and adjusting the composition of the insurance portfolio to ensure a balanced distribution of risks and optimal profitability. It aims to maintain balance between products, segments, and geographical areas while ensuring the profitability and solvency of the insurer. This includes detecting imbalances, adjusting commercial strategies, and monitoring key performance indicators
-
Underwriting
Involves defining and applying underwriting rules for insurance contracts, ensuring they meet risk and compliance requirements. It adapts offers based on client needs and oversees underwriting delegations to ensure alignment with the insurer's strategies and criteria.